About Us

Relationship Driven

  Relationships begin with common interests and they last when built on trust and open communications.
 


 

  

Our Approach

We analyze your goals and compare them to your current plan. Recommend a planning strategy designed to meet your  goals and future income and or protection  needs.

Why Us?

Over two decades of planning experience.

Access to top money managers.

Quarterly progress meetings.

Objectiveness in recommendations. Insurance protection planning






  “Check out the background of firms and investment professionals on FINRA’s BrokerCheck”  


  https://brokercheck.finra.org  

 

Securities Offered through Registered Representatives of Cambridge Investment Research, Inc ., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Concise Financial Advisement LLC. are not affiliated.

 

SIPC

 


 Registered to offer securities in the following states: PA, DE, MD, FL, RI, OK , TX

Planning

Planning Process

Starts with deep exploration of Needs, Goals,  Don't forget  Wants !



Create a-


Financial Plan

Retirement Plan

Income Plan

Investments

Lump Sums

IRA's

Roth IRA's

Fee Based Models

College Savings 

Create an Estate

Company Retirement Plans

 


Protection

Insurance for -


Life

Long Term Care

Disability 

Health






 

Securities Offered through Registered Representatives of Cambridge Investment Research, Inc ., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Concise Financial Advisement LLC. are not affiliated.

  

 “Check out the background of firms and investment professionals on FINRA’s BrokerCheck”  

https://brokercheck.finra.org 




 Registered to offer securities in the following states:

 PA, DE, MD, FL, RI, OK , TX 


About

Ronald B. Sultzbach -Investment Advisor Representative & Insurance Professional with over two decades of planning experience. He strongly believes being an independent advisor gives him the best opportunity to serve clients.

 



“Check out the background of firms and investment professionals on FINRA’s BrokerCheck” 


 https://brokercheck.finra.org 


Registered to offer securities in the following states: 

PA, DE, MD, FL, RI, OK , TX 


Born and raised in Lancaster, Pa. - Ron is married with two young daughters. Daily fitness and fishing for musky is what he enjoys for recreation. Most of the summer weekends are spent at Hersheypark and beaches of South Jersey and Maine. He played Quarterback for 12 years in the minor league football system. He has since owned and coached his own minor league football team.

In the Community

Ron Sultzbach has successfully founded and manages a Free kids football & cheer camp every summer.

www.fgglcamp.org

Future Gridiron Greats Lancaster, PA.





 

Securities Offered through Registered Representatives of Cambridge Investment Research, Inc ., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Concise Financial Advisement LLC. are not affiliated.

 

 

 “Check out the background of firms and investment professionals on FINRA’s BrokerCheck”  

https://brokercheck.finra.org 



Registered to offer securities in the following states:

 PA, DE, MD, FL, RI, OK , TX 

Disclosures

See Below

 

 

“Check out the background of firms and investment professionals on FINRA’s BrokerCheck” 

https://brokercheck.finra.org 



Securities Offered through Registered Representatives of Cambridge Investment Research, Inc ., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Concise Financial Advisement LLC. are not affiliated.


  Registered to offer securities in the following states:

 PA, DE, MD, FL, RI, OK , TX 

     

Contact Us

 Securities Offered through Registered Representatives of Cambridge Investment Research, Inc ., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Concise Financial Advisement LLC. are not affiliated.


 


“Check out the background of firms and investment professionals on FINRA’s BrokerCheck” 

 https://brokercheck.finra.org  

Concise Financial Advisement LLC.

313 W. Liberty St, Suite 128, Lancaster, PA 17603, US

(717) 208-3941 or MyPlan@ConciseFinancial.com

Hours